Health Care Law Helps 3M Young Adults Keep Coverage

Young adults comprise the largest segment of the uninsured, but more than 3 million of them have gained health coverage through the Affordable Care Act, upheld yesterday by the Supreme Court’s landmark decision.
A new report released by the Department of Health and Human Services (HHS) shows that 3.1 million young adults have gained insurance, with the proportion of insured adults ages 19 through 25 jumping to nearly 75 percent.
The Affordable Care Act requires insurers to allow young adults to remain on their parents’ family plans until their 26th birthday, even if they move away from home or graduate from school.  This policy took effect on September 23, 2010.
“This policy doesn’t just give young adults and their families peace of mind, it also gives them freedom,” said HHS Secretary Kathleen Sebelius in a statement. “It means that as they begin their careers, they will be free to make choices based on what they want to do, not on where they can get health insurance.”
Before the Affordable Care Act, young adults more likely to be uninsured and more than twice as likely as older adults to lose private insurance coverage once they had it.
Some young adults lose coverage when they become too old to qualify as a dependent on their parents’ plans, and others lose coverage as they graduate from school or change jobs.
A similar report released in December 2011 showed that 2.5 million young adults who would otherwise have been uninsured had gained coverage through June 2011.
See the new HHS report.

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